The Five C's Of A Business's Credit Worthiness

The Five C’s Of Building A Business’s Creditworthiness

Most small business owners work hard to keep their businesses running smoothly by cutting corners, reducing unwanted expenses and making smart business move. But in all their hard work, most often they forget and undermine the importance of taking care of their business’s credit rating. Creditworthiness plays a big role when you need to look for financing options through business loans or alternative financing sources such as KredX’s invoice discounting services to support or grow your business. In simple terms, a business’s creditworthiness is a valuation performed by these lenders to determine if they are a good fit to be given money to and won’t default any debt. It usually takes factors such as repayment history and credit score into consideration.

Part I of our interview with Dr. Barman

Interview: In Conversation With The Man Behind The Indian Digital Payment Revolution, Dr. R. B. Barman (Part I)

With India shifting towards a cashless economy, digital payments are the need of the hour. The government has introduced several schemes and projects to further provide an impetus to the fast-growing digital payment sector of the country. To think that RTGS, NEFT, NECS, Mobile Payments, ATMs were introduced only in the 2000’s, India certainly has come a long way since then in mobile and digital payments! Recently, KredX had an opportunity to chat with the mastermind responsible for the introduction of these payment services in India, Dr. R. B. Barman, who is also an advisor to KredX.

Rejected From 30 Jobs To The Richest Man In Asia: The Story of Jack Ma

Rejected From 30 Jobs To Becoming The Richest Man In Asia: The Story of Jack Ma

In the year 2014, a relatively obscure Chinese company offered its IPO in New York, setting a record as the world’s biggest public stock offering. Not only did it make its founder the richest man in China, but it also went on to make him the 14th richest man in the world! This successful man is Ma Yun, popularly known as Jack Ma, and his story is a true rags-to-riches one. 

5 Simple Ways To Go Green At Work This World Environment Day

5 Simple Ways To Go Green At Work This World Environment Day

Amidst all the hustle and bustle, it is very common for environmental responsibility to take a back seat when running a business. But what we don’t realise is that by going green, not only do you actually do good for the environment and boost the company morale, but customers too are more likely to gravitate towards responsible companies. And what better way to honour this than by going green at work this World Environment Day! Here are some tips to help your business go green and contribute to the environment.

6 Inspiring Biographies Every Business Owner Needs To Read - KredX

6 Inspiring Biographies Every Business Owner Should Read

If you take some of the most successful entrepreneurs of our generation, they all have one thing in common; they’re all voracious readers. And what better way to learn about running a business, than by hearing it from greatest minds in business! These 10 books listed below (in no particular order) will not only introduce you to the personal lives of these entrepreneurs, give you valuable advice and tips, but also talk about the many failures they had to overcome on their path to success.

5 Reasons Your Small Business Needs A Business Plan

5 Reasons Why Every Small Business Needs A Business Plan

Most business owners have a notion that a business plan is solely for fundraising events. But they couldn’t be farther from reality. Bootstrappers in particular rarely think of a business plan as being important to their business’s survival. A business plan is like the underdog sibling of a great business idea. The truth of the matter is that the importance of a business plan is undermined and this shouldn’t be the case. Every business, big or small, needs to have a plan in place because it is so much more than just a fundraising tool.

Infographic: 10 Movies To Watch To Spark The Entrepreneur In You

Infographic: 10 Movies To Watch To Spark The Entrepreneur In You

Movies are undeniably powerful. They can take you from feeling ‘down in the dumps’ to ‘I can achieve it all’, from ‘I’m the boss of the world’ to questioning your very existence and everything in between all in a couple of hours. So, what do you do when you’re feeling absolutely blue and uninspired? Watch a movie of course! Listed below are some of our favourite inspirational movies (in no particular order) that double up as an instant ‘pick me up’ pill when you’re feeling low on energy. You can thank us later!

the only 8 negotiation tips you need for your next business deal

The Only 8 Negotiation Tips You Need For Your Next Business Deal

Negotiation plays an important role in every walk of life; from street shopping to job offers to business deals! What we’re trying to say is that the importance of this valuable skill can never be downplayed. But far too often, even seasoned negotiators falter and the negotiation backfires. How can you make sure that you walk away with the deal in your kitty? How can you ensure that the terms of the deal are what you had in mind? Read on to find out how to do just that!